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  • HCS 235T Wk 4 Discussion – Types of Health Insurance

HCS 235T Wk 4 Discussion - Types of Health Insurance

Understanding the various models of health insurance in the U.S. is essential in helping you develop foundational health care knowledge for your role as a health care professional. The following discussion is designed to help you understand how health care is financed and how health insurance plans influence patients and providers. 

Instructions:

Due Thursday:

Post a substantive response that addresses each of the following components (minimum 175 words):

Describe the following types of health insurance plans in your own words, and from the perspective of a health care professional.

Health maintenance organization (HMO)

Preferred provider organization (PPO)

Point-of-service (POS)

Provider-sponsored organization (PSO)

High deductible health plans (HDHPs) and health savings accounts (HSAs)


Consider each of the following in your response:

How the care is paid for or financed.

The structure of the model (e.g., gatekeeper, open-access, or combination of both).

The benefits for providers.

The challenges for providers.

Due Monday:

Post a minimum of two replies to your classmates or instructor. Be constructive and professional.


HCS 235T Wk 4 Discussion – Types of Health Insurance

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Tags: HCS 235